Rajoshi Ray
Consulting Actuary
Mumbai, IN
Rajoshi Ray is serving as an actuarial associate in Milliman’s life insurance consulting practice based in Mumbai. She joined the firm in 2018.
Experience
Working with Milliman, Rajoshi has been involved in a variety of projects:
- Cash flow projections to determine the embedded value of a life insurance company using market-consistent and traditional approaches
- Modelling and reviewing statutory reserves
- Independent model validation for all product types using Prophet
- Actuarial support for M&A processes in the region
- Actuarial support for an impact and gap assessment under IndAS117 (IFRS 17)
- Statistical analysis and study of the Life Insurance industry in India
Prior to Milliman, Rajoshi interned at Ankolekar & Co. and co-authored a research paper titled “The Bounds to Rationality of a Micro-Health Insurance buyer.” She has also served as the Treasurer for the Leo Club of Mumbai – Beach Heaven. She has also served as the Treasurer for the Leo Club of Mumbai - Beach Heaven.
Professional Designations
- Student Member of the Institute and Faculty of Actuaries, UK
- Student Member of the Institute of Actuaries of India
Education
- Bachelor of Science in Actuarial Science, DS Actuarial Education Services, Mumbai
Publications