Navigating a global pandemic
COVID-19
Managing risk through an unprecedented crisis
How does our experience with COVID-19 impact the life insurance industry going forward?
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A system under siege.
Critical Point Episode 27: Telehealth in the time of COVID
Listen to the podcastHealth
COVID-19 mortality: The past, present, and future
This article explores the past, present, and future mortality due to COVID in the United States, showing how mortality has changed for both the general population and the life insurance industry.
COVID-19 and medical underwriting practices for life and health insurance
Life and health insurers have had to think about how to incorporate COVID-19 into medical underwriting, and benefit and product design.
Unwinding the COVID-19 Public Health Emergency
Five ways Medicaid MCOs can prepare for the end of the COVID-19 public health emergency
At-home COVID-19 testing costs for commercial health plans
We estimate the financial impact of the federal requirement for employers and individual insurance plans to cover self-administered and self-read COVID-19 tests.
Health and Group Benefits Update: Joint agencies release COVID-19 vaccination and booster dose guidance and coverage considerations
The U.S. Departments of Labor, Health and Human Services, and the Treasury jointly released frequently asked questions clarifying the legal status of issues related to COVID-19 vaccine premium incentives, cost sharing for preventive services, coverage eligibility, and how vaccine discounts and surcharges impact employer mandate affordability.
Implications of COVID-19 on health insurance
Milliman recently developed a survey about the impact of COVID-19 on stakeholders in the health insurance industry.
The COVID-19 recession and healthcare coverage in the U.S.
The COVID-19 Advanced Population Shift model is a tool to help understand the interconnected nature of economic changes and health insurance coverage and to project the effects on the U.S. health insurance markets.
The effect of comorbidities on COVID-19 fatality rates
Milliman used data from Mexico’s Ministry of Health to analyze the increase in the mortality rate produced by COVID-19 by gender, age, and the presence of comorbidities.
COVID-19 vaccine administration options under Medicaid
Medicaid has an important role to play in ensuring coverage of and access to the COVID-19 vaccine.
Direct Contracting and the impact of COVID-19 on physicians
COVID-19 has exposed the risk inherent to physicians in depending on the Medicare fee-for-service payment model and the potential value of receiving some portion of payment on a capitated basis.
COVID-19 life and health insurance regulation update
Read the latest updatesCOVID-19 is testing the industry—and shaping its future.
Insurance
How does our experience with COVID-19 impact the life insurance industry going forward?
Insurers need to understand the potential implications of an ongoing COVID-19 pandemic and consider appropriate changes in product, assumptions and capital.
COVID-19 impact on long-term care insurance report: 2021 survey
The Society of Actuaries Research Institute retained Milliman, Inc. to conduct a survey on the impact of COVID-19 on long-term care insurance mortality, voluntary lapse, and morbidity experience.
Responses to the COVID-19 pandemic in South Africa: Impacts on life insurance and how insurers responded
This article outlines the decisions made by insurers and reinsurers in response to the pandemic, how these decisions have worked out and what risks remain.
Peril in pajamas: Navigating insurance in the work-from-home economy
Forced to work from home, many employees have found that they enjoy their home offices and are saving money on gas, parking, and mass transit costs.
COVID-19 and your house: A closer look at the pandemic and state-level housing markets
The dynamic dashboard in this article allows users to assess the impact the pandemic has had on the housing market at the state level across various metrics.
How reliable are your P&C benchmarks in the COVID-19 era?
The introduction of COVID-19 has had an almost immediate influence on insurance yet it may take a long time to fully realize the effects.
How will an interruption in elective medical services affect existing workers’ compensation claims?
COVID-19 is changing our work environment, and the impacts not only affect our working environment on the job, but also the normal course of existing workers’ compensation claims.
Self-insureds: Changing times translate to changing exposures
COVID-19 mandates will require companies with self-insured or high-deductible programs to take a new look at their operations, which may vastly reshape their risk profiles at least for the time being.
The pandemic is stretching global retirement systems to the breaking point.
Critical Point Episode 24: What the CARES Act means for retirement plans
Listen to the podcastRetirement
Potential effects of the COVID-19 pandemic and other mortality trends on corporate defined benefit plans
This paper explores some potential effects of the pandemic on mortality trends and discusses considerations for accounting disclosures, funding valuations, and de-risking activities.
Why retirees need a new way to balance risk and return in the wake of COVID-19
Building portfolios for retirees that generate healthy returns, while protecting against extended downturns and extreme volatility, is one of the hardest tasks in finance.
COVID-19 impact: What’s trending in benefits?
Throughout the year, Milliman conducts regular surveys focused on benefits topics that employers find meaningful and strategically informative.
Multiemployer Alert: COVID-19 relief bill introduced impacting multiemployer plans
This alert covers on a high level the potential impact of a bill introduced Feb. 24 in Congress on multiemployer pension plans if the bill were to become law.
Thoughtful workforce transitions in higher education
One way these institutions are responding to financial challenges caused by the pandemic is to rethink their staffing models and reduce faculty and staff costs.
Rebalancing global benefits now for a post-COVID-19 world
Multinational companies should start fundamentally reviewing their global benefits strategies now to meet the future needs of their business and their employees.
Employers face challenges of managing and funding pensions after furloughs
Governments, private employers and employees worldwide will face shortfalls in the provisions for retirement savings as the economic impact of COVID-19 continues to deepen.
Executive compensation issues emerging from the COVID-19 crisis
What are some executive compensation issues that should be examined during these turbulent times?