This edition of Pulse looks at how savings compare between males and females in the Central Provident Fund (“CPF”) in Singapore. The analysis provides insights on what might be driving the numbers, and closes with some thoughts for improvement in the future. We have analysed the number of CPF accounts and member balances reported in annual reports over the last decade. We chart the ratio over time, and its improvement is encouraging, suggesting that the savings gap between the genders is gradually closing. Breaking down the ratios by age highlights that this movement has been largely driven by improving relativities in average account balances at ages over 50.