Unified Rate Review data published by the Centers for Medicare and Medicaid Services represents a key source of pricing transparency that can be leveraged to unravel the complexities of the Affordable Care Act (ACA) market. This report peels back the layers of this data to address 10 specific questions regarding 2024 ACA product rate filings submitted by individual and small group market carriers in all 50 states and the District of Columbia. The questions include insights on:   

• Rate changes filed
• Annual trend assumptions by carriers
• Markets with the highest and lowest participation
• States with the most ACA product enrollment