Insurance in the 21st century is becoming more of an international business. Insurance policy management is complex and requires efficient systems that conform to current actuarial and regulatory standards. As insurance portfolios cross borders more frequently, Milliman experts in Germany have examined the potential to move policy management across borders as well. In this research and development project, we explore the potential market demands and opportunities for German policy management systems in five foreign markets, presenting their details and differences compared with Germany, organized by subjects relevant to policy management. The markets include: 

• Ireland
• Spain and Portugal
• Belgium, the Netherlands, and Luxembourg
• Italy