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Claims reserving software

Milliman AccuCase

AccuCase helps insurers, self-insured employers, third-party administrators, and risk-bearing organizations estimate reserves for complex workers’ compensation claims. The solution combines detailed claim-level analysis with actuarial cash flow modeling to support long-tail, catastrophic, and federal black lung exposures. Use AccuCase to evaluate reserve adequacy, project future claim costs, and support more informed financial decisions.

Milliman AccuCase

THE CHALLENGE

Complex claims require precision

Long-tail workers’ compensation and federal black lung claims can develop over decades. Aggregate reserving methods often miss important claimant-level details, while general claims systems may not capture the actuarial, medical, legal, and regulatory factors that affect reserve adequacy. Organizations need a more precise way to evaluate future claim costs and manage complex liabilities.

THE SOLUTION

Model reserves claim by claim

AccuCase applies actuarial assumptions and cash flow modeling to detailed claim-level data. The software supports reserve calculations, annual accruals, and scenario-based projections for complex workers’ compensation claims. Milliman consultants can use AccuCase on behalf of clients, or organizations can implement it as a cloud-based solution for internal reserving and reporting.

BENEFITS

Benefits

Improve reserve adequacy

Use claim-level analysis to support more accurate reserve estimates.

Support complex claim decisions

Evaluate long-tail, catastrophic, and federal black lung exposures.

Strengthen financial planning

Project future claim payments under multiple reserving assumptions.

Inform risk transfer strategy

Use cash flow output to support settlement or transfer decisions.

Improve reporting visibility

Generate claim-level outputs for analysis and business reporting.

Use actuarial support effectively

Pair software output with Milliman claims and reserving expertise.

FEATURES

Features

Model claim level cash flows

Project future claim payments using actuarial assumptions and methods.

Apply mortality assumptions

Use mortality tables, rated ages, and non-standard probabilities.

Calculate discounted reserves

Estimate nominal and present value reserves using discount assumptions.

Reflect escalation assumptions

Apply inflation and escalation rates to future claim costs.

Model reinsurance and deductibles

Calculate ceded and retained reserves across complex program structures.

Centralize claim data

Organize claim and claimant details within one reserving workflow.

Generate decision ready reports

Create outputs for analysis, reserve review, and financial reporting.

Run scenario projections

Evaluate reserve outcomes under alternative financial and claim assumptions.

Frequently asked questions

Related resources

Milliman AccuCase resources

Brochure

Milliman AccuCase: An advanced analytic valuation solution

Automatically calculate highly complex workers’ compensation

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