Mortgage & credit risk
Mortgage & credit risk
Measure. Manage. Understand.
Critical Point Episode 26: COVID-19 and the mortgage credit risk market
Listen to the podcastMilliman mortgage & credit risk insight
Understanding mortgage reinsurance loss reserves
We consider the dynamic and hybrid loss-ratio methods to be the most robust when reserving for reinsurers' mortgage exposures.
Forecasting the housing market
We give some guidance on housing affordability and home prices, considering the potential long-term impacts of recent supply and demand dynamics.
Unpriced costs of flooding; An emerging risk for homeowners and lenders
The U.S. residential real estate market likely has not fully accounted for the financial costs of flooding, with few homeowners having flood insurance.
Private Mortgage Insurer market trends and highlights
Since 2018, Milliman has been tracking the Private Mortgage Insurer (PMI) New Insurance Written (NIW) landscape and Insurance In Force (IIF) performance to keep our finger on the pulse of the market.
COVID-19 and your house: A closer look at the pandemic and state-level housing markets
Want to know the state by state effect of the pandemic on the housing market? Metrics and commentary analyze the relationship between COVID-19 and impact.
Portfolio risk management: Repurchase risk for non-QM mortgages
In the wake of the 2008 global financial crisis, many risk managers were caught flat-footed with representations and warranties exposure, also commonly known as repurchase exposure.
Milliman Mortgage Default Index
The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages.
Student loans and regulation: A bumpy ride for borrowers
Student loans now account for 10.7% of overall household debt, though a decade ago they accounted for less than 5%.
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