In this paper we consider potential ways in which insurers could use the metaverse, and the challenges and risks associated with adoption of this new virtual world within the industry.

Article

Analysing 2023 Solvency and Financial Condition Reports (SFCR) of non-life insurers in the UK and Gibraltar

18 July 2024 - by Derek Newton, Ian Penfold

For non-life insurers in the UK, motor vehicle liability and assistance lines helped drive operating margins down to -0.6% in 2023, from 0.4% in 2022.

Article

Extreme weather in Europe 2023

09 April 2024 - by Anandi Shah, Mohamed Benkhalfa, Ian Penfold, Francesco Pugassi, Menno van Wijk, Niccolò Basetti Sani Vettori, Antoine Rainaud, José Silveiro, Diana Dodu, Valerie Lampert, Laura Witting, Monika Lis, Arije Amara

Analysing the impact of droughts, floods, and other 2023 extreme weather events in Europe to help insurers manage the risks posed by climate change.

Article

Analysis of non-life insurers' Solvency and Financial Condition Reports: European non-life insurers year-end 2022

19 September 2023 - by Derek Newton, Ian Penfold, Vidyut Vardhan

Our analysis of European non-life insurers, based on SFCRs for year-end 2022 reporting, reveals that performance varied across countries and lines of business.

Article

Driving for profit: A view of the UK motor insurance market 2022

05 September 2023 - by Derek Newton, Ian Penfold, Joshua Flack, Paige Yallop

Data from 39 motor insurers in the UK shows slightly higher premiums and gross claims costs for 2022, according to Solvency II reports.

Article

Driving for profit（利益追求に向けた運転）：2022年の英国自動車保険市場

05 September 2023 - by Derek Newton, Ian Penfold, Joshua Flack, Paige Yallop

英国の自動車保険会社39社のソルベンシーII報告データによると、2022年の保険料および保険金コストは、若干上昇しました。

Article

Analysis of non-life insurers' Solvency and Financial Condition Reports: United Kingdom and Gibraltar non-life insurers Year-end 2022

19 July 2023 - by Derek Newton, Ian Penfold, Vidyut Vardhan

As the UK entered a high inflationary environment in 2022, non-life insurers reported an aggregate operating margin of 0.6%, down from 2.1% a year earlier.