INSURANCE SOLUTIONS
Captives & alternative markets
Alternatives without compromise
When you own risk, managing it well is your top priority. Milliman helps self-insureds, captive insurers, risk pools with loss and expense liabilities, risk retention alternatives, pricing and funding, financial modelling, and claims management. Our consultants are experts in this specialised field and bring the data and experience required to help you succeed.
Milliman captives & alternative markets solutions
Loss and expense liabilities
We provide independent evaluations of loss and loss adjustment expense liabilities, statements of opinion regarding adequacy of reserves for insurance regulatory and other reporting purposes, and reviews of internal procedures and assumptions.
Risk retention alternatives
We assist in evaluating captive carrier feasibility and assistance in evaluating the benefits, costs, and risks of alternative retention limits. We also evaluate commercial insurance proposals and provide information for use in negotiating insurance prices.
Pricing and funding
We prepare actuarial feasibility studies for internal and regulatory purposes, evaluate funding requirements corresponding to targeted probability levels, evaluate the impact of potential loss variances on funding, and allocate premiums for commercial insurance and/or self-insurance funding among departments.
Financial modelling
We do pro forma projections, which include income statements, balance sheets, and cash flow. We provide sensitivity analysis, including various trend and loss scenarios.
Claims Management
We assess and develop loss and loss expense control, audit claim files, and provide independent evaluation of claim service providers. We also analyse case reserves and practices and assess operational design and effectiveness analysis, including various trend and loss scenarios.
Milliman captives & alternative markets insight
Milliman captives & alternative markets products
Nodal
Analyze a wide range of claims data to identify those likely to incur high costs, helping optimize management and reduce costs.
Milliman captives & alternative markets services
Captive insurance consulting
Enhance your captive with risk retention alternatives, pricing and funding, financial modeling, and claims management.
異常危険準備金とロスリザーブの確認
損失が見込まれる契約を区分する分析を含め、お客様のポートフォリオに対する大型イベントの影響を理解します。
Claims consulting
Lower loss and loss adjustment expense costs, get litigation support, and improve claims operations.
ミリマンの資産負債管理サービス
金融リスクに備え、また格付機関や監督当局の増え続ける要件に応えるため、より効率的に資本を活用します。
ERM（統合的リスク管理）
構造的で持続可能なビジネス管理プロセスを創るため、ERMのベストプラクティスをお客様の組織に組み入れます。
プレディクティブ分析ソリューション
お客様の重要なビジネスインサイトを活用したアクションを可能にする、お客様のデータに隠れた貴重な情報を見つけてください。
監督規制対応とモデル・レビュー
異常危険リスクに関する当局検査、料率申請、モデルのレビューなど、数理分野のお手伝いをします。
Retention analysis
Measure risk appetite and market rates and understand regulatory constraints for a strategic approach to risk retention.
Workers compensation
Develop customized workers’ comp solutions that save time and money with state-specific data and expertise.