Health Solutions
Long-term care
Creating coverage that lasts
The long-term care insurance market has had its share of challenges, but stability and profitability are possible with the right expertise. With more LTC specialists than any other consulting firm, Milliman offers an unmatched knowledge and the most comprehensive data to help you succeed.
Milliman long-term care solutions
Comprehensive claims data
Based on data from more than $50 billion in claims, Milliman’s Long-Term Care Guidelines provide a flexible, yet consistent basis for anticipating future claims, evaluating past performance, and understanding the interplay of coverages.
In-force management expertise
Milliman can help you establish sound and effective risk management systems for monitoring the performance of your LTC insurance portfolio, based on claims experience, underwriting, demographic mix, distribution, persistency, and investment income.
Independent, unbiased advice
Unlike other consultancies that may be public companies or linked to brokerage or accounting firms, we work with a variety of LTC administrative vendors, reinsurers, and marketers. That gives you the benefit of perspective into different approaches, experiences, and strategies.
Intelligent technology
We give you access to industry-leading software solutions that are used by some of the world’s largest insurers. We can also adapt and build tools specific to your needs.
Mergers and acquisitions
Milliman is the leading actuarial firm for insurance companies, private equity firms, sales agencies, and other parties in LTC merger and acquisition transactions. We quantify financial and identify non-financial risks and are key contributors to the structuring of transactions in economically efficient ways.
Operational consulting
Developing policies is just the beginning. We provide analysis on operational aspects of your existing or planned LTC program, including policy administration, underwriting, claims payment, and claims management standards and processes.
Milliman long-term care insight
Milliman long-term care products
Long-Term Care Advanced Risk Analytics (LARA)
Manage the risks of your in-force and on-claim population with the right intelligence
Integrate
Automatisieren und beschleunigen Sie finanzmathematische Modellierungs- und Berichterstattungsfeatures mit einer leistungsstarken Cloud-Lösung.
IntelliScript
Intelliscript verbindet branchenführende Daten und Analysemethoden, um Versicherungsunternehmen das Wissen, die Tools und die Einblicke an die Hand zu geben, die sie brauchen, um Risiken souverän zu beurteilen.
Milliman Supplemental and Specialty Research
Discover specialized market research to support your product strategies.