Evaluation of the implications of a change in extrapolation method at higher interest rate levels

In this article, we discuss the potential impacts of the IRA on EGWPs, and highlight key factors plan sponsors should consider when evaluating options for retiree benefits in 2025 and beyond.

With rising rates and high inflation, insurers worldwide need robust frameworks and nimbleness in the once slow moving and stable world of life insurance.

The radical change in the interest rate environment has many implications for CEE insurers, presenting challenges and opportunities not seen for years.

We examine ways in which UK health insurers may identify and measure inflation, and manage its impact on their business.

We utilize cash flow testing methodology to highlight potential management actions and modeling considerations to help reduce the need for additional reserves.

The Milliman Mortgage Default Index (MMDI) is a lifetime default rate estimate calculated at the loan level for a portfolio of single-family mortgages.

Using updated industry data, we shed light on questions about housing demand and supply, higher interest rates and affordability, and how prices may trend.

New market conditions are challenging investors, but there are ways to manage the risks.