Milliman PinPoint

Milliman provides the full range of property analytics a carrier needs to match price to risk, get better ratings, and improve profitability in the most difficult markets. We offer full support, from pinpointing trouble spots to getting rates approved.

Flood risk continues to be one of the most difficult perils to price for the homeowners insurance industry, and until recently, many have considered it to be uninsurable. As a result, flood insurance in the U.S. has traditionally been offered primarily through the National Flood Insurance Program, operated under the auspices of the Federal Emergency Management Agency, and a few private insurers. However, recent legislation -coupled with improved flood risk modeling, reinsurance and insurance market capacity, and consumer demand -is making the possibility of a private flood insurance market more viable.